Experience & Vision

We aim to help clients achieve two main aims:

1. To build then maintain their Wealth in the run up to and into their Retirement
2. To safeguard the assets they have built up during their working lives

We believe passionately that people work hard to build up wealth during their working lives, and that they are entitled to keep as much of this as possible, and that governments, HMRC, local Authorities and so forth should not be able to go after those assets.

We also believe that the majority of people want to leave a Legacy, (be that for their family or favoured charity) and that by careful financial planning, we can help them achieve this.

DJR Financial Planning Ltd work in association with Countrywide Tax & Trust Corporation Ltd whose Directors are full STEP members and adhere to the STEP Will Writing Code.

The first aim to create and maintain Wealth is achieved through detailed financial planning. Using cash flow modelling, each client’s financial goals are mapped out over their Lifetime, taking into account any changes along the way. A Financial Roadmap gives a client the best means of achieving their ideal Lifestyle, as well as keeping it on track, particularly as we are all living much longer and need to ensure our money never runs out.

The second aim is achieved by using various Trust and Estate Planning strategies in conjunction with our partners, Countrywide Tax & Trust Corporation Ltd. This prevents client’s assets being under attack in the following scenarios:

1. Going into care and assets being paid to Local Authorities to pay for Care
2. Future re-marriage or divorce potentially disinheriting children
3. Potential Inheritance tax being paid on the same assets being passed down the generations time and time again
4. Creditors taking assets in the event of bankruptcy to any party